Give up paper towels?

Would you? If so, what would be the motivating factor - saving trees, saving money, saving space on your counter top, saving space in your storage closet, a combo? This article from Money Saving Mom got me thinking, "Would it be that hard?"

Dave Ramsey payment method

Today Dave Ramsey tweeted that he was offering 50% off his products. He had a captive audience. I immediately started perusing his online store. Philip and I settled on getting one of the educational sets for children. (Which I'm super excited about getting in the mail!)

Now that we have 2 children, I need to be able to be a creative-tasker (I will blog soon about how that is a better term than multi-tasker). So I was placing the order via my hands free Bluetooth on my commute to run errands in town. As the conversation came close to the point where Kristi would be asking for payment method, I wondered if she would ask the standard, "What type of credit card are you using?" According to Dave Ramsey, I should have cut up all my credit cards.

My curiosity was satisfied when she asked, "Are you using a debit card or would you like to pay by check over the phone?" I was not surprised yet very pleased that Dave has enough integrity to put his principles into practice regarding his profits. 

Homemade Toothpaste!

We have been going through Dave Ramsey's Financial Peace University. In an effort to make my "Wal-Mart/Target" envelope money go further, I've been researching what I can make myself for cheaper than I can get at the store. Not only did I find out that toothpaste is much cheaper to make, but it's actually safer! Apparently, fluoride isn't a great ingredient to brush our teeth with!

This morning I made my own toothpaste! This video calls for oil of peppermint. If you're using peppermint extract, you're going to need a whole lot more than a drop...otherwise it tastes terrible!! I'm excited about my newfound Dave-Ramsey-approving, safe-teeth-cleaning, Zach-Galifianakis-endorsed (not really), toothpaste.